What To Know About No Fault State Auto Insurance Laws

Most states operate under traditional tort state auto insurance law. In tort systems, individuals can go to court to receive damages when they’re injured or when their property is damaged by a driver. The logic behind this type of system is that the at-fault party should have to pay, but tort systems have some serious problems, not the least of which is the high cost of litigation. Some states like Florida have adopted no fault state auto insurance law.

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Tags: Auto Insurance, Insurance, State Auto, State Auto Insurance   Posted in Car Insurance Online

Choosing Your Coverage When Buying Auto Insurance Online

Buying auto insurance online can be extremely beneficial, as it’s often possible to find much lower prices on policies with great coverage. However, this isn’t always the case. A policy with a high deductible or extremely low coverage limits can be nearly worthless, so before shopping, drivers should know how to properly choose insurance coverage.

It’s a good idea to know a state’s auto insurance requirements before looking for insurance quotes, as requirements vary greatly from one state to the next.

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Tags: Auto Insurance, Auto Insurance Online, Insurance Online, Online   Posted in Car Insurance Online

What You Need to Know Before You Buy Auto Insurance for Your Sports Car

So you’ve finally bought that sweet sports car you’ve been saving up for, and now you need to buy auto insurance so you can actually drive it. However, there are a few things you should know before you buy auto insurance for your new vehicle so you’re not taken by surprise when you’re faced with high insurance rates. In most

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Tags: Auto Insurance, Buy Auto Insurance, Car, Sports Car   Posted in Insurance Advice

Why Auto Insurance Rates Rise After Many No Fault Accidents

One of the last things most people think about when purchasing a vehicle is auto insurance. But since every state requires every driver to obtain and carry auto insurance, it is an important thing to have. Those who don’t think about obtaining auto insurance rates before deciding on a vehicle to purchase may find out that the car is actually worth a lot more than they previously considered.

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Tags: Auto Insurance, Insurance   Posted in Car Insurance Online

What states have the most questionable auto insurance claims?

 

A questionable auto insurance claim is one in which the information doesn’t seem to make sense. These are flagged by insurance companies who will further investigate the claim. Additionally, state fraud agencies will launch investigations into alleged fraud. California leads the nation with questionable claims. In second place comes Florida, having passed Texas in 2010. States like Florida are especially troubled by insurance fraud because of their no-fault laws. Other states with no-fault laws in place are Michigan and New York. Because of these systems, those states also top the list for cost of insurance.

Tags: Auto Insurance, Insurance, Questionable Auto, Questionable Auto Insurance   Posted in Car Insurance Online