Posted September 23rd, 2011
by Jackson Yarnold
Until a car is paid for and the owner has the title legally in hand, the organization holding the loan (lien holder, typically a bank or lending company) requires full car insurance coverage, unless there is a special arrangement. As car owners compare prices to get affordable car insurance, many can hardly wait until the vehicle belongs to them and they can drop the comprehensive coverage.
If a car loan has been satisfied and the owner wants to do so, the insurance coverage can be modified to carry only what the state considers to be minimum coverage. This might place the premiums in the affordable car insurance realm, but the price of the vehicle should have something to do with that decision.
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Tags: Coverage, Coverage Liability Posted in Car Insurance Online
Posted September 23rd, 2011
by James Morris
So you’ve finally bought that sweet sports car you’ve been saving up for, and now you need to buy auto insurance so you can actually drive it. However, there are a few things you should know before you buy auto insurance for your new vehicle so you’re not taken by surprise when you’re faced with high insurance rates. In most
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Tags: Auto Insurance, Buy Auto Insurance, Car, Sports Car Posted in Insurance Advice
Posted September 22nd, 2011
by Zara Mulley
Narrow Network HMOs
Thousands of employers in California and across the U.S. are eliminating costly physicians and hospitals from their health care provider networks in an effort to reduce health care costs. Since the recession started in 2008, more than 10,000 California employers and public agencies have opted for so-called narrow network HMOs. Such health plans offer fewer choices in health care providers but can reduce an employers spending on insurance premiums by nearly 25% in some cases.
Small Business Favorites
Insurers and employers say the narrow networks are growing fastest among small businesses.
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Tags: Hmo, Narrow Network, Narrow Network Hmo, Network Hmo Posted in Insurance News
Posted August 27th, 2011
by James Morris
Knowing what to look for when making a car insurance comparison is getting to be more important all of the time. Most, if not all states require motorists to have some level of auto insurance. But now, states like Mississippi that do not have insurance databases are going to have them, and there must be proof of insurance before the automobile can get its tags renewed. According to the Jackson Free Press, the Mississippi legislature passed a new law in mid-March of 2011 requiring that motorists have more than just an insurance card, but actually have the insurance and be in the database. No insurance means no tags.
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Tags: Car Insurance, Car Insurance Comparison, Important, Insurance Comparison Posted in Insurance Advice
Posted August 27th, 2011
by Jackson Yarnold
One of the last things most people think about when purchasing a vehicle is auto insurance. But since every state requires every driver to obtain and carry auto insurance, it is an important thing to have. Those who don’t think about obtaining auto insurance rates before deciding on a vehicle to purchase may find out that the car is actually worth a lot more than they previously considered.
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Tags: Auto Insurance, Insurance Posted in Car Insurance Online