Cheap Car Insurance for Young Drivers: Six Tips Car Insurance Today

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Cheap Car Insurance for Young Drivers: Six Tips

Posted December 31st, 2011 by James Morris No Comments »

Cheap car insurance for young drivers: Six tips

It is easy to get carried away after you’ve passed your driving test. When you pull into the driving centre and are greeted with a congratulatory handshake and clutch that certificate in your sweat-ridden palms, you feel like there’s nothing to stop you hitting the open road then and there.

But any newly-qualified motorists who have subsequently tried to get a reasonable car insurance quote will testify that you soon come down to Earth with a bump. Obtaining cheap car insurance for young drivers is no mean feat but it is certainly not impossible all you need to do is follow these six top tips and you’ll be driving in no time.

1. Choose your car wisely

The faster and more expensive the vehicle, the more you are going to pay in insurance premiums. If you really want to find cheap car insurance for young drivers then drive a less expensive car that is easy to repair and has relatively low performance.

2. Don’t pimp your ride

Many new drivers want to get under the bonnet of their car as soon as they get the keys, but modifying your pride and joy can significantly raise the cost of your insurance. Leave your car well alone and you can enjoy cheap car insurance and also save yourself from the embarrassment of sticking a spoiler on the back of a Corsa.

3. Continue your driving education

Extra driving qualifications like Pass Plus are a great way of lowering the cost of your insurance. Although it costs about £200, they teach you how to drive in different conditions including on the motorway, and many local authorities will offer discounts to willing motorists.

4. Do your research

If you want to find cheap car insurance for young drivers then you are going to have to shop around. Compare quotes from lots of different insurance providers and find the best deal. Some are specially dedicated to young drivers, while other companies will have dedicated policies for those who have just passed their test. Nowadays, all you have to do is put in a few key details and with the click of a mouse you can see who offers the best deal, as comparison websites do all the hard work for you.

5. Be a named driver

If you can manage without your own car, then being a named driver on an experienced driver’s policy is a great way of reducing your premiums. You won’t be able to build up your no claims bonus and your parent or whoever must drive the car more than you (lying about car usage is called ‘fronting’ and can get you into trouble with the insurance company), but if you are going off to university or only need a car for a few months then this is probably the cheapest option.

6. Drive safely

The final and most obvious tip is just to be careful on the roads. The best way of lowering your insurance in the long run is by avoiding any prangs or problems. Always obey the speed limit and be aware of other drivers at all times, and you should be enjoying the winding roads of Britain in no time at all.

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