Posted August 27th, 2011
by James Morris
Knowing what to look for when making a car insurance comparison is getting to be more important all of the time. Most, if not all states require motorists to have some level of auto insurance. But now, states like Mississippi that do not have insurance databases are going to have them, and there must be proof of insurance before the automobile can get its tags renewed. According to the Jackson Free Press, the Mississippi legislature passed a new law in mid-March of 2011 requiring that motorists have more than just an insurance card, but actually have the insurance and be in the database. No insurance means no tags.
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Tags: Car Insurance, Car Insurance Comparison, Important, Insurance Comparison Posted in Insurance Advice
Posted August 27th, 2011
by James Morris
Keep up with your boat maintenance check list this summer with Gilbert RV Insurance! In addition to offering boat insurance for your beloved vessel, we also have maintenance and boat cleaning tips for responsibly storing it.
Since summer will soon be drawing to a close, now is the time to be planning on how you’re going to manage your boat maintenance for the coming cold. Here are some tried-and-true methods of preparing your boat for storage.
Boat Cleaning Tips
Any boater worth his salt knows that washing your boat right away after using it will keep boat maintenance sailing smoothly. W Read more…
Tags: Boat, Boat Maintenance Posted in Insurance Advice
Posted July 24th, 2011
by Jackson Yarnold
Insurance is an essential part of being a home owner. Home insurance can offer you the peace of mind that, should the worst happen to your home, you will be sure to remain financially secure.
Many people find home insurance expensive, but you could actually save money by following a few of these simple pieces of advice.
Firstly, there are steps you can take to ensure that your house is secure and therefore your premiums stay affordable. Any measures you can take to reduce the risk of theft on your property will be recognised by insurers. Increase your home’s security by installing a burglar alarm, make sure you have proper locks, i.e.
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Posted in Insurance Advice
Posted July 10th, 2011
by Jackson Yarnold
Going to the dentist is a sensible thing to do – unless you think you simply can’t afford it.
Discount dental plans can bring the cost of quality dental care into an affordable range. Everyone’s budget is unique, but the great thing about discount dental plans is that most of them tell you right up front exactly how much you will save on fees when you visit a dentist in your area. Some plans offer as much as 60% off the regular fees.
Discount dental plans entitle their members to discounts on cleanings and dental procedures through fees that are already pre-negotiated with local dentists. Read more…
Tags: Care, Dental Care, Dental Plans, Discount Dental Plans Posted in Insurance Advice
Posted June 29th, 2011
by Jackson Yarnold
Travel insurance helps protect a vacation against many unexpected situations that can ruin a trip. The wildfires in the southwestern United States has many travelers asking how travel insurance can help. Depending on which policy and when the policy was purchased, there can be several coverage benefits that apply.
First it is important to note that a policy must be purchased before an event is considered foreseeable. This means it would be too late to purchase a policy today to cover the fires already burning in Arizona, since the fires first started on May 29th.
For those who already have a policy, look in the certificate for travel delay, trip cancellation and interruption or cancel for any reason coverage.
Travel delay reimburses expenses during a time of delay. These expenses can include food, taxis and hotels. Most policies provide coverage if a common carrier delay lasts for a set amount of time, anywhere from 3 to 24 hours. So the extra costs incurred because smoke delayed a flight can be reimbursed by travel delay coverage.
Trip cancellation and trip interruption covers the unused expenses of a trip that are not refunded if the trip is scrapped for a covered reason. Review a policy’s covered reasons to see if fire is covered. Many plans cover if the traveler’s home or the accommodation at the destination is damaged by a fire or natural disaster. So if the fires ruin the traveler’s home or lodging during the trip is uninhabitable, the trip can be cancelled or end early, and the travelers reimbursed.
The catch all coverage is cancel for any reason. This allows the trip to be cancelled entirely without having to provide an explanation, even if it is concern about the wildfires. There are some restrictions with this benefit. First, it is only available if the policy is purchased within a short time from the trip deposit date, anywhere from 9 to 30 days. Second, the full trip cost has to be insured in order to qualify for this coverage. This means the traveler doesn’t have the option to only insure a flight, but not a tour, all prepaid and non-refundable expenses have to be insured. Next, the trip has to be cancelled at least two days before departure. Once within two days of the trip start date, the coverage no longer applies. Last, a claim will not reimburse 100% of the trip cost, most policies reimburse 75% of the trip cost.
Tags: Insurance, Travel Insurance Posted in Insurance Advice