Why should I get comprehensive insurance; after all, what are the odds I’ll hit a deer?
Comprehensive insurance offers more than just protection against hitting wild animals. It also protects you from fire, theft, and vandalism. However, since you bring it up. According to State Farm there were roughly 2.3 million accidents involving deer between 2008 and 2010. That is an increase over the last five years of 21.1%. Summer is one of the most frequent times that accidents involving animals occurs. You can be sure that if you hit a deer, you will wish you had comprehensive insurance. To minimize your chance of hitting a wild animal be extra cautious around dawn and between 5 p.m. and midnight.
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